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FIRST KNIGHT INSURANCE
First Knight Insurance – North Hollywood
We are a professional insurance agency with over 15 years of experience. Our agency is appointed with leading, national insurance carriers, who give our clients a wide range insurance products and coverages to choose from.
WHAT WE DO
We offer customized insurance solutions, comprehensive products, risk management and support, giving our client the confidence they need to feel secure. We provide a variety of insurance products for Business Owners, Commercial Property Owners, Commercial Auto Dealers as well as Commercial Truckers. From General Liability to Workers’ Compensation and Bonds, we can cover your risk.
HOW WE DO IT
We are an Independent Agency, not owned by any insurance company. Therefore, we work for you in providing objective information and helping you make informed decisions about your insurance needs. We build our relationships based on credibility and mutual respect. We are here to answer all of your questions and provide you with the most accurate information.
INSURING YOUR BUSINESS
Protecting your small business from risks is the foundation of success. Your business and industry has unique needs and risks. To get the best available coverage and rates, you have to investigate what perils a company in your industry is most likely to face and understand the coverage you’re looking for. Lets walk you through some of the most common types of Business Insurance coverage.
BUSINESS OWNER’S INSURANCE POLICY
Business Owner’s Insurance Policy (BOP) combines Business Liability and Property Insurance coverage. Property coverage protects your Building and Business Personal Property. If your commercial building is damaged, your business owners insurance can help you repair or replace it. If your business personal property is stolen from your business or destroyed by fire, your policy can help you replace it. General Liability Protection can help protect you from ﬁnancial loss if you’re legally obligated to pay for another person’s injuries or damage to another person’s property.
GENERAL LIABILITY INSURANCE
General Liability Insurance Coverage helps to protect you if someone is injured on your property and sues you for damages. Any company with premises that other people (customers, suppliers, etc.) can enter, or with a product whose failure could hurt or destroy, should have it. Most standard policies provide $1 million of coverage per claim. Insurance company prices the Premium according to business’s revenue and square footage of the common area. Know these numbers before you call to get a quote.
COMMERCIAL PROPERTY INSURANCE
Commercial Property Insurance protects buildings and their contents, such as equipment, furnishings, and inventory. It’s the most popular kind of protection for small businesses and is likely among your most valuable assets. Unfortunately, an estimated 75 percent of commercial businesses are underinsured by an average of 40 percent or more. Having the right commercial property insurance coverage means that your building can be restored to its current condition should the very worst happen. In time everything changes, including the cost of labor, material and value of commercial property. Winston Churchill once said “To improve is to change; to be perfect is to change often.” Being up-to-date with your insurance risks and coverages can be difficult and time-consuming for a business owner. You will need an experienced Commercial Insurance Broker to find the right insurer and the right insurance product for your business.