WORKERS' COMPENSATION INSURANCE
As a Business Owner, you go to great lengths to provide a safe workplace for your employees. But unfortunately, accidents can still happen — regardless of the extra precautions you take. Workers’ Compensation Insurance is a state-mandated insurance that provides income, medical benefits and rehabilitative services for workers injured on the job or while performing work-related duties. It ensures that injured workers receive financial compensation for medical care and for a portion of the income they lose while they are unable to work. Workers’ compensation insurance also helps protect employers from lawsuits initiated by workers injured on the job.
Workers’ Compensation Insurance can be one of the most expensive policies for a small business owner. Knowing how to get the best workers comp insurance rates can help reduce one of your biggest overhead expenses. Sometimes what can also add to your workers comp cost could be the inherent workers comp insurance fraud that is found in many industries. It is not a matter of if but when you will buy workers comp insurance over the life of your business and having some basic understanding of workers compensation insurance coverage will help you in the long run.
Call us to get a professional consultation on Workers’ Compensation Insurance Coverage.
We are Work Comp specialists providing affordable rates for all type of businesses. New ventures, new operations, been in business and only now hiring, multiple claims, cancellations, midterm changes, unfavorable loss ratio, high XMod, unusual operations, manufacturers, plants, contractors, industrial risks, farm operations, factories, retail shops, wholesalers, offices, medical facilities, home health care facilities, etc.
No risk is too small or too big!